Does bankruptcy cover school garnishments as well even if you didn't receive any money from the school (I just dropped the classes too late)? 11 Answers as of May 07, 2013

If so how/where do I file, please?

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Law Office of Michael Johnson
Law Office of Michael Johnson | Michael Johnson
You should speak to the attorney
Answer Applies to: Florida
Replied: 5/6/2013
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
If this was an advance by the school then yes and you can go see a local bankruptcy attorney.
Answer Applies to: New York
Replied: 5/7/2013
Law Office of Sean P Fleming
Law Office of Sean P Fleming | Sean P Fleming
Yes, this would be dischargeable debt in either Chapter 7 or 13 bankruptcy. I would encourage you to schedule a consultation with a bankruptcy attorney in your area.
Answer Applies to: Illinois
Replied: 5/7/2013
Moore Taylor Law Firm, P.A.
Moore Taylor Law Firm, P.A. | Jane Downey
Look at the Bruner case on student loans for a standard.
Answer Applies to: South Carolina
Replied: 5/7/2013
Ashman Law Office
Ashman Law Office | Glen Edward Ashman
To file bankruptcy you need a lawyer. Pro se cases go VERY badly. Student loans are almost never dischargeable in bankruptcy. However, unpaid tuition (not a loan) may be discharged.
Answer Applies to: Georgia
Replied: 5/7/2013
    Rosenberg & Press
    Rosenberg & Press | Max L. Rosenberg
    You cannot discharge student loans in bankruptcy. You may be able to stop the garnishment.
    Answer Applies to: Connecticut
    Replied: 5/7/2013
    Stephens Gourley & Bywater | David A. Stephens
    Bankruptcy may not discharge student loans. You have to show undue hardship to get a student loan discharge.
    Answer Applies to: Nevada
    Replied: 5/7/2013
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Student loans are generally not dischargeable. It takes allot to prove hardship, like disability. Based on low income it is rare to get them discharged.
    Answer Applies to: California
    Replied: 5/7/2013
    Danville Law Group | Scott Jordan
    Are you asking about student loans or fees due for classes and not yet paid? If the latter, yes, bankruptcy would get you the discharge from the debt you are seeking.
    Answer Applies to: California
    Replied: 5/6/2013
    Moffa & Bonacquisti, P.A.
    Moffa & Bonacquisti, P.A. | John A. Moffa
    Consult with an experienced bankruptcy attorney. The loans may not be dischargeable, but it's worth a free consultation to find out.
    Answer Applies to: Florida
    Replied: 5/6/2013
    Idaho Bankruptcy Law | Paul Ross
    More information would be needed to answer this question. Generally speaking, educational loans and debts are not dischargeable. A bankruptcy will delay their collections, but it will resume after the stay. A Chapter 13 can force a payment plan, but hopefully you are not to that stage. Look into deferment and forbearance options as well.
    Answer Applies to: Idaho
    Replied: 5/6/2013
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