Does a bankruptcy 7 or 13 remove a lien on property or on a bank account placed by a credit card company? 7 Answers as of September 06, 2017

It is about $16,000 and all originally unsecured debt. With this debt then be discharged or paid out according to the terms of the bankruptcy, whether chapter 7 or 13?

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Ronald K. Nims LLC | Ronald K. Nims
A lien from a credit card company is referred to as a judgment lien. Both Chapter 7 and Chapter 13 remove judgment liens.
Answer Applies to: Ohio
Replied: 9/6/2017
Stephens Gourley & Bywater | David A. Stephens
That depends upon the kind of lien it is. If it is contractual generally it is not removed by bankruptcy.
Answer Applies to: Nevada
Replied: 9/5/2017
A Fresh Start
A Fresh Start | Dorothy G Bunce
Bankruptcy alone does not remove a lien on any property. If the lien impairs a homestead exemption, it is possible to remove the lien within bankruptcy through a separate proceeding.
Answer Applies to: Nevada
Replied: 9/5/2017
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
In either chapter, you can file a motion to avoid the lien IF the judgment lien impairs an exemption. See section 522f of the bankruptcy code.
Answer Applies to: California
Replied: 9/5/2017
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
You have to ask the court to remove the lien from real property (real estate). Not sure what you mean about a lien on the bank account.
Answer Applies to: Colorado
Replied: 9/5/2017
    David R. Fondren, Attorney at Law
    David R. Fondren, Attorney at Law | David R. Fondren
    It depends on what type of lien it is. Some require you file a motion with the bankruptcy court to remove it from UCC filing against particular property or Recorder of Deeds. Not all liens can be removed. Talk to your attorney about exceptions.
    Answer Applies to: Missouri
    Replied: 9/5/2017
    The Law Office of M Grater LLC
    The Law Office of M Grater LLC | Mark O. Grater
    You have to file a special motion with the bankruptcy court to remove the lien.
    Answer Applies to: Connecticut
    Replied: 9/5/2017
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