Can you still get insurance if you have a drunk driving charge? 36 Answers as of June 21, 2011

You should be able to get insurance, however the rates may be very high. You should compare various companies for their rates and restrictions.

Sure, but it is definitely going to cost more. If serious about hiring counsel to help you in defending this case, and if this is in SoCal courts, feel free to contact me. Keep in mind a little free advice: When you are arrested for DUI, whether alcohol or drugs, then upon release from jail or booking you were given documents that included a notice that you have only ten days to file a request with DMV for a hearing on an appeal of an automatic one-year suspension of your license imposed by DMV. That is separate and runs consecutively with any suspension that may be imposed by the court. Contact DMV and do so, timely, then appear at your scheduled DMV hearing and present any supporting evidence and testimony. If you don't know how to do these things, then hire an attorney that does. If serious about hiring counsel to help you in this, and if this is in SoCal courts, feel free to contact me.

Why are you giving up on your guilt already? Although you blew a .14, there are many ways to suppress a breath test and if you only had a few drinks and did well on the rest of the Field Sobriety tests you may have a triable case. As far as the insurance goes, yes, if you are found Guilty your insurance WILL go up.

Yes. You can still get insurance with a DUI conviction. Your premium will, without a doubt, go up. You should speak with your current insurance company about this and, if they drop you, there are others companies that will insure you.

Yes You can still get insurance but it is going to cost you a lot more.

You insurance premiums may well increase as a result of a conviction (if you have already been convicted). This is one of the many reasons to consider hiring an attorney to defend you against a DUI charge. The specific outcome of your conviction with respect to insurance will be based on the specific details of your case and your insurance company's policy. You may want to consider filing expungement proceedings to have your DUI conviction removed from your record if you are concerned about the impact it might have on your future. If you are interested in pursuing an expungement in Louisiana, we invite you to contact our firm at the information on this page for a free case evaluation.

Yes, but the cost of the insurance will go up.

Yes, but much more expensive.

Yes, but it may not be cheap. This is a question you should direct to your insurance agent.

Yes. You can get insurance. In the worst case scenario you can be put into an "assigned risk pool" where an insurance company will have to insure you. But, you may pay dearly.

Your insurance will probably go up due to the conviction. There is nothing really you can do about that but wait for a couple of years to see if your insurance comes down.

Yes, it will be more expensive, though.

Typically, after the insurance company learns of your OWI, they will cancel you. Because car insurance is mandatory in Michigan, there is what is called the high risk pool. In the high risk pool, insurance companies are required to provide insurance but can charge an appropriate premium. So the answer is, yes, you can get insurance, it will just cost you a lot of money.

You will likely still be insurable. You will likely pay a higher premium. Do not lie on the application because if you need the coverage, you will not have it. Stay well.

Your summary states that you were speeding and arrested for DWI with a BAC of .14. You say that you "only had a few drinks" and want to know if you can still get insurance. First of all, you had to have at least 6-8 drinks to have a ,14 which is almost twice the legal limit of .08. Once you get your license back your insurance company or any other insurance company will charge you a very large amount every year because you are a big risk for them. You may injure or kill another motorist, crash your car, or total another car costing the insurance a huge settlement. If you are under 23 you are probably paying a large insurance payment for any type of vehicle, and that would double in a city like New York where there are a lot of accidents and theft losses.It may be cheaper to take a cab or ride your bike for a few years until your insurance goes down, but you can expect to pay $10,000 a year just for basic coverage in New York City.

Yes, insurance will go up, but it's still available. It may reduce your insurance if you complete some sort of alcohol treatment, which is likely to be a requirement of your conviction anyway. Shop around.

You need to get SR-22 insurance, it will cost more.

You can still get insurance; you will just be paying at a much higher rate. I don't think any insurance company would completely drop you after one DUI, but your rates will go up. Talk to your insurance provider and shop around other companies to see which one will give you the best deal.

Rates will probably go up, or they will drop you when it's time to renew your policy. You can look for lower fee insurance and shopping around can usually save you money.

You can get insurance but it will be very expensive until the dui charge is cleared from your driving history.

You can still get insurance however you will be required to show an SR22 certificate which proves you have insurance. Insurance companies will charge a higher rate for those needing SR22 insurance. Not all companies will issue this certificate so you need to check with your current insurance to see if they have SR22 insurance as you may need to go elsewhere.

Your insurance premiums will go up. To determine the exact effect on your insurance, you should contact your insurance company. If you do not want them to know immediately, you can contact the company not through your adjuster and ask them general questions.

That's not a DUI or Criminal question. Insurance premiums are set according to your driving record, your credit rating and other mysterious considerations. Your question would best be put to your insurance agent. In Washington State, one must buy Sr-21 insurance which is high-risk insurance on top of their regular insurance.

Sometimes your insurance carrier will drop you. You should check your policy. If not, as soon as they find out about it, your rates will increase.

Your rates will go up. Up to insurance company how much. Get a lawyer. It's possible your DUI can get reduced to a reckless or be beat all together. Want an appointment?

Given your age, you will probably not be dropped. And yes, you certainly qualify for insurance, just at double the rate (likely). You can save yourself some money with some increased risk by dropping everything except for liability, which is the minimum required by law.