Can we cash in insurance checks mistakenly issued? 11 Answers as of November 09, 2015

I own a small business providing consulting services. Some projects involve payment directly from our client's insurance companies. We recently received a check for our services but also received two additional checks from the insurance company that were made out to our company. We did not do the work for the additional checks and I plan on returning the them but, out of curiosity could we potentially cash in on their mistake?

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A Fresh Start
A Fresh Start | Dorothy G Bunce
Although you technically can cash the checks, you also can be sued for the return of money you did not in fact earn.
Answer Applies to: Nevada
Replied: 11/9/2015
GARCIA & GONZALES, P.C. | Richard N. Gonzales
No. Return the checks.
Answer Applies to: Colorado
Replied: 11/9/2015
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
It would be a form of theft. Your decision not to cash the checks is wise.
Answer Applies to: Wisconsin
Replied: 11/9/2015
Ronald K. Nims LLC | Ronald K. Nims
You can cash them, meaning if you deposit the checks the money will be credited to you account. But knowingly cashing a check issued in error is fraud and you could be subject to criminal and civil penalties, as well as getting blacklisted by insurance companies.
Answer Applies to: Ohio
Replied: 11/9/2015
Novakov & Associates, PLLC
Novakov & Associates, PLLC | LINDA S. NOVAKOV
Do you really have to ask that question? No, if you did not earn the fee - don't cash the check.
Answer Applies to: Kentucky
Replied: 11/9/2015
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    Yes, but you will eventually have to return the unearned money so you would be better off correcting the mistake and gaining a Hugh amount of good will and potential referrals and recommendations from the insurance company.
    Answer Applies to: Michigan
    Replied: 11/9/2015
    Marc S. Stern
    Marc S. Stern | Marc S. Stern
    The only way that you can cash the checks is if you want to spend some time as a guest of the government, i.e. in jail. Depending upon the amount of the checks, it is either a misdemeanor or a felony. It is certainly theft and a crime.
    Answer Applies to: Washington
    Replied: 11/6/2015
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    No. That is against the law.
    Answer Applies to: California
    Replied: 11/6/2015
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Just out of curiosity, if you mistakenly left your wallet on the table at the restaurant, can the server who finds it keep it and cash in on your mistake?
    Answer Applies to: California
    Replied: 11/6/2015
    Law Office of Stuart M. Nachbar, P.C.
    Law Office of Stuart M. Nachbar, P.C. | Stuart M. Nachbar
    No...that is conversion, larceny and.misappropriation of funds.
    Answer Applies to: New Jersey
    Replied: 11/6/2015
    Goldsmith & Guymon
    Goldsmith & Guymon | Marjorie Guymon
    No. They can sue you for reimbursement. Return the checks to avoid the potential of having to return the money later.
    Answer Applies to: Nevada
    Replied: 11/6/2015
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