Can a wage garnishment be stopped without filing bankruptcy? 21 Answers as of April 30, 2013

Can a wage garnishment be stopped without filing bankruptcy?

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Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
Voluntarily by the judgment creditor, sure.
Answer Applies to: Indiana
Replied: 4/30/2013
Portland Bankruptcy Law Group
Portland Bankruptcy Law Group | Christopher J. Kane
No, you cannot force the judgment creditor from garnishing your wages unless you file for bankruptcy relief, or you pay the debt off in full.
Answer Applies to: Oregon
Replied: 4/25/2013
Law Offices of A. J. Mitchell, LLC
Law Offices of A. J. Mitchell, LLC | A. J. Mitchell
Yes if you reach a negotiated agreement with the creditor and pay off the debt.
Answer Applies to: Georgia
Replied: 4/25/2013
A Fresh Start
A Fresh Start | Dorothy G Bunce
Certainly, if you reach an agreement with the creditor to pay the debt outside of wage garnishment, or if your wages are exempt from garnishment, or if the court that granted the wage garnishment orders a stop to the garnishment.
Answer Applies to: Nevada
Replied: 4/24/2013
Wasson & Thornhill
Wasson & Thornhill | Leeann Thornill
Not that I know of, unless you can work out an agreement with the creditor's attorney.
Answer Applies to: Kentucky
Replied: 4/24/2013
    The Law Offices of Kristy Qiu
    The Law Offices of Kristy Qiu | Mengjun Qiu
    It'd be extremely hard. You'd have to file an appeal or somehow vacate the judgment. Then you'll have to have some kind of defense, for example, if you can prove that you weren't the person who owned the debt, or that the transaction was fraudulent. Bottom line, Without a legitimate defense, no, your garnishment cannot be stopped without filing for bankruptcy.
    Answer Applies to: Florida
    Replied: 4/24/2013
    Philip R. Boardman, Attorney at Law
    Philip R. Boardman, Attorney at Law | Phil Boardman
    Usually not.
    Answer Applies to: Virginia
    Replied: 4/24/2013
    Stephens Gourley & Bywater | David A. Stephens
    You can stop a wage garnishment without filing bankruptcy by setting aside the judgment or by negotiating a deal with the judgment creditor.
    Answer Applies to: Nevada
    Replied: 4/24/2013
    214bankruptcy.com
    214bankruptcy.com | Rustin Polk
    There might be different ways to get it stopped depending on which different type of garnishment it is. One way of getting it stopped, just as an example, would be to pay off the underlying debt. If you no longer owe them any money, they have no reason to continue to garnish anything. However, bankruptcy is probably easier.
    Answer Applies to: Texas
    Replied: 4/24/2013
    Stittleburg Law Office
    Stittleburg Law Office | Bernd Stittleburg
    The only way to stop a wage garnishment outside of bankruptcy is to pay the debt in full.
    Answer Applies to: Georgia
    Replied: 4/24/2013
    Law Office of D.L. Drain, P.A.
    Law Office of D.L. Drain, P.A. | Diane L. Drain
    Yes, you can pay the obligation or negotiate a settlement with the creditor.
    Answer Applies to: Arizona
    Replied: 4/24/2013
    Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
    Occasionally you can work out voluntary payment arrangements with the attorneys representing your creditor but you really are at their mercy.
    Answer Applies to: Colorado
    Replied: 4/24/2013
    Rosenberg & Press
    Rosenberg & Press | Max L. Rosenberg
    Yes. A wage garnishment can be stopped by filing a Motion for Modification with the applicable court and winning, or paying off the underlying debt.
    Answer Applies to: Connecticut
    Replied: 4/24/2013
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    You can file a "claim of exemption" and ask that less than 25% of your gross wages be taken. The instructions on how to do this is included in the notice that your wages are going to be garnished.
    Answer Applies to: California
    Replied: 4/24/2013
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    Sometimes you can stop it by showing that it is too much of a hardship, but that is very difficult, You might call and try to settle it by paying a lump sum of a lesser amount. If neither of those things work, you probably will not be able to stop it without a bankruptcy. You already would have had a chance to set up payments when the judgment was first done, so unfortunately you don't have too many options.
    Answer Applies to: Michigan
    Replied: 4/24/2013
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    In Michigan, and most other states, it is possible to petition the court for installment payments and thereby stop the garnishment by placing some form of alternate meanings in place to satisfy the judgment eventually.
    Answer Applies to: Michigan
    Replied: 4/24/2013
    Gregory J. Wald, Attorney at Law
    Gregory J. Wald, Attorney at Law | Gregory J. Wald
    Wage garnishment can be stopped in Minnesota if your wages are exempt. They are exempt in Minnesota if you have been an inmate of a correctional facility or have received "relief based on need" within six months prior to the garnishment. You would need to complete a garnishment exemption form that should be sent to you ten days in advance of the garnishment. The only other way to stop wage garnishment in Minnesota would be to negotiate payment arrangements with the judgment creditor. Other states have different laws regarding wage garnishment.
    Answer Applies to: Minnesota
    Replied: 4/24/2013
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