Can they take all my money or the new home that I purchased after the accident? 2 Answers as of September 07, 2016

I was at a four-way intersection. The car to the right of me pulled away then I started to go. I traveled across 3 lanes and the car behind the first car off for a moment and then continued on. I smashed into them at about the middle of their van. Now I have a letter saying that they want $14,000 and that that that may not cover all of it. I had let my car insurance lapse less than half a month because my email is screwed up and I didn't receive the bill. They are refusing to say that I was insured and are not protecting me. I was in the process of selling my home when this happened. Escrow has closed and I'm about to get the money. Can they seize it all? Is there someplace I can put it to make it safe? I'm thinking about buying a new house in another state which was a plan prior to the accident. The initial home that I sold was an inheritance. I don't know if that gives me some kind of protection. I just don't know what to do. This is the first time anything like this has ever happened to me.

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Law Offices of George H. Shers | George H. Shers
Nothing can be taken from you until there is a judgment against you, which happens at the end of a trial. So you could move to another state and it would be difficult to get a judgment against you. Some insurance carriers will give a grace period to renew the insurance so check with the insurance company, but otherwise they have no contractual duty to cover you. If you knew your e-mail was not working, you should have done something about it. From your description, I can not tell how the accident occurred.
Answer Applies to: California
Replied: 9/7/2016
Law Ofices of Edwin K. Niles | Edwin K. Niles
You need an insurance defense lawyer. A conference with an experienced lawyer will answer all your questions.
Answer Applies to: California
Replied: 9/6/2016
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