Can my mother sue my insurance for compensation? 19 Answers as of June 27, 2013My parents were driving my can and they got in an accident. My father was driving and was his fault for hitting another car. My mother was the passenger and she got hurt from the airbag and the seat-belt. The can was on my policy and I have full coverage. Can my mother pursue a legal action against my insurance to get any money out of it?
Lewis B. Kaplan | Lewis B. Kaplan
In Illinois at least your mother's claim is not directly against your insurance company but is against your father .If your father is covered by your policy that policy will indemnify him for your mother's damages .Your mother needs to turn claim in to your insurance and then see a lawyer .
Answer Applies to: Illinois
Timiney Law Firm | Leigh Anne Timiney
Yes, your mother has the right to pursue an injury claim against your automobile insurance for the injuries she suffered in the accident. She does not have to formally sue you or your insurance carrier, she can simply make an injury claim with your insurance carrier and ask for compensation for her injuries.
Answer Applies to: Arizona
Law Offices of Ronald A. Steinberg & Associates | Ronald A. Steinberg, BA, MA, JD
Under the Michigan No Fault Act, your mother must claim first against her own auto insurance. If neither she nor your dad had auto insurance, then she can claim against yours. She is entitled to lifetime medical benefits for accident-related injuries; mileage to and from the doctors, hospitals, and pharmacies for up to 3 years; lost wages for up to 3 years; household replacement services for up to 3 years. She is not entitled to anything else. By that, I mean that she cannot sue your father for pain and suffering.
Answer Applies to: Michigan
Frank Law Group, P.C. | Brett E. Rosenthal
Not if your father was at fault. The only way that possibility could occur is if the other driver was at fault and either under insured, meaning the insurance wouldn't cover your father's injuries or was completely uninsured. However, if your father was at fault your mother cannot sue your father.
Answer Applies to: California
Wild Sky Law Group, PLLC | Roxanne Eberle
If your father was driving your car with your permission, then your liability insurance covers him and should cover your mother's claims against your father for her injuries. A qualified personal injury lawyer can help your mom sort this out so she is taken care of properly.
Answer Applies to: Washington
Law Office of Alan H. Segal | Alan H. Segal
Hi, Your mother can definitely make a claim on your policy for injuries received in the accident. She does need to have over $2,000 in medical bills or a broken bone in order to make a claim. any money out of it.
Answer Applies to: Massachusetts
Graves Law Firm | Steve Graves
Yes. Your father was covered under your policy as a permissive driver, and if he was at fault in causing your mom injury in an accident, she has a legitimate claim against your insurance policy. Caution: It gets a bit more complicated if your are all in the same household.
Answer Applies to: Texas