Burnham & Associates | Stephanie K. Burnham
Home Owners Associations often times have the ability to place liens on the homes through the ByLaws of the Association. While you may have filed Bankruptcy and therefore the Home Owners Association cannot collect against you, your home is another story. Similar to property tax, your home is what owes the money and collecting against you arises because you want to keep the home. Putting a lien on the home is technically not collecting against you, it is collecting against the real estate and is permitted.
Answer Applies to: New Hampshire
Bankruptcy Law Office of Robert Weed | Robert Weed
Have you continued paying them after the bankruptcy was filed? Each month after the bankruptcy is filed is a new after bankruptcy debt. They can put a lien on your propertyor sue you personallyfor that. They cannot put an after bankruptcy lien for the amount you were behind when you filed the bankruptcy. That's a violation. And they cannot apply your after bankruptcy payments (which they sometimes do) to the before bankruptcy debts.
Answer Applies to: Virginia