Can I take away all of my debts through bankruptcy? 25 Answers as of June 18, 2012

Will the court relieve me of all payment obligations if I file for bankruptcy?

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Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
Generally, most debts are dischargable in bankruptcy. Some debts are not. To find out, you should consult a bankruptcy attorney for guidance.
Answer Applies to: Indiana
Replied: 6/18/2012
Law Office of D.L. Drain, P.A.
Law Office of D.L. Drain, P.A. | Diane L. Drain
There are some debts that are not discharged, but most are. Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
Answer Applies to: Arizona
Replied: 6/12/2012
Bankruptcy Law office of Bill Rubendall
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
When you file bankruptcy you list all debts and all assets. Some debts, such as most taxes and student loans are not dischargeable. Contact an attorney as to the specific facts of your case.
Answer Applies to: California
Replied: 6/12/2012
Law Office of Jeffrey Solomon
Law Office of Jeffrey Solomon | Jeffrey Solomon
Generally all your debts will be discharge. But there are exceptions, such as student loans and most taxes. You should consult an attorney regarding your particular debts.
Answer Applies to: Florida
Replied: 6/11/2012
Charles Schneider, P.C.
Charles Schneider, P.C. | Charles J. Schneider
The debts which may not be discharged in a bankruptcy case are located in generally under 11 USC 523 of the bankruptcy code and you may not be discharged of any debts if you violate the provisions of 11 USC 727 of the bankruptcy code.
Answer Applies to: Michigan
Replied: 6/11/2012
    Evan Guthrie Law Firm
    Evan Guthrie Law Firm | Evan Guthrie
    Some debts are not able to be discharged in bankruptcy. This site has more information on what can discharged. http://www.uscourts.gov/federalcourts/bankruptcy/bankruptcybasics/DischargeInBankruptcy.aspx
    Answer Applies to: South Carolina
    Replied: 6/11/2012
    R. Jason de Groot, P.A
    R. Jason de Groot, P.A | R. Jason de Groot
    Yes, to both questions.
    Answer Applies to: Florida
    Replied: 6/11/2012
    Bereliani Law Firm | Sanaz Sarah Bereliani
    Yes and no. The point of the bankruptcy is to provide you with a fresh start. However, keep in mind that there are certain things that are not dischargeable in a bankruptcy. For example, educational loans, certain taxes, and support obligations (child support and alimony) are not dischargeable either. You should consult with an attorney to see if your taxes are dischargeable.
    Answer Applies to: California
    Replied: 6/11/2012
    Attorney At Law | Harry D. Roth
    Bankruptcy can discharge most consumer debts. Some of not dischargeable. The most common that cannot be discharged are recent taxes, student loans, child support and criminal fines, including traffic fines. Also, for a loan like a car or house loan, the debt is discharged, but you can keep the car or the house only if you continue to pay the debt or make other arrangements with the lender.
    Answer Applies to: California
    Replied: 6/11/2012
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Some taxes, student loans, criminal fines and restitution, family law orders, and a few other things are not dischargeable. The rest all go. There is an urban myth that medical bills are not dischrgeable. This is NOT true.
    Answer Applies to: California
    Replied: 6/11/2012
    Olson Law Firm | Edward M Olson
    Maybe. Some debts are not dischargeable (like taxes and child support). Some debts are only dischargeable if you can show a hardship (like student loans). In any case, you have to qualify for bankruptcy for any discharge. Talk with an attorney about your situation.
    Answer Applies to: Michigan
    Replied: 6/11/2012
    Cohen & Kendziorra, P.A.
    Cohen & Kendziorra, P.A. | Robert S. Cohen
    Most if not all debts are discharged in bankruptcy depending on the type of debt.
    Answer Applies to: Florida
    Replied: 6/11/2012
    Debt Relief Law Center | Roger J. Bus
    Not all debts can be discharged in Chapter 7 including student loans, most taxes, child support and alimony, criminal fines, fraud claims, etc..
    Answer Applies to: Michigan
    Replied: 6/11/2012
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    It will relieve you of unsecured debt like credit cards, medical debt, some types of taxes, but not student loans.
    Answer Applies to: New York
    Replied: 6/11/2012
    The Martin Law Group
    The Martin Law Group | Yolvondra Martin-Brown
    In general, if you are eligible for a Chapter 7 bankruptcy, then most of your debts would be eliminated.
    Answer Applies to: Georgia
    Replied: 6/8/2012
    Alvin Lundgren | Alvin Lundgren
    Some debts cannot be "taken away" or discharged. School loans, taxes, fines, penalties and taxes are generally not discharged.
    Answer Applies to: Utah
    Replied: 6/8/2012
    The Smalley Law Firm, LLC | Cary Smalley
    Most of your debts will be discharged. However, you cannot discharge most student loans, tax debts and domestic support obligations. Additionally, any secured debts must still be timely paid if you wish to retain the secured property. I suggest you consult with a bankruptcy attorney to discuss the details of your situation.
    Answer Applies to: Kansas
    Replied: 6/8/2012
    Ashman Law Office
    Ashman Law Office | Glen Edward Ashman
    No. Some debts cannot be discharged. You can eliminate most debts.
    Answer Applies to: Georgia
    Replied: 6/8/2012
    Salberg Murdock
    Salberg Murdock | Jeffrey D. Salberg
    Not necessarily. It depends on your income and what property you own that is not exempted. A short consultation with a bankruptcy attorney will answer your question.
    Answer Applies to: Utah
    Replied: 6/8/2012
    Musilli Brennan Associates PLLC
    Musilli Brennan Associates PLLC | John F Brennan
    Not necessarily, you should really see a bankruptcy practitioner determine what can and cannot be discharged.
    Answer Applies to: Michigan
    Replied: 6/8/2012
    Diefer Law Group, P.C.
    Diefer Law Group, P.C. | Abel Fernandez
    It depends on the payments you have. Some debts are not dischargeable such as court fines, taxes, student loan, support payments, and secured debts for items such as a car if you intend on keeping the car.
    Answer Applies to: California
    Replied: 6/8/2012
    Law Office of Kristen Allard Shier
    Law Office of Kristen Allard Shier | Kristen Allard Shier
    Not all debts are dischargeable in bankruptcy. For instance, student loans, child support obligations, and most taxes are not dischargeable in bankruptcy. However, even if certain debts are not dischargeable, in many cases filing a chapter 13 bankruptcy will allow you to manage the debt payments on a schedule that works for your budget.
    Answer Applies to: Colorado
    Replied: 6/8/2012
    Steven Alpers | Steven Alpers
    Not necessarily. Priority debts like taxes and student loans can not be discharged without full payment. Secured debts like houses and cars with liens may be foreclosed upon or repossessed if you fail to pay. Only unsecured debts and old taxes can be discharged.
    Answer Applies to: California
    Replied: 6/8/2012
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