Joseph Lehn, Esq | Lehn Law, PA
You can most definitely file a Chapter 7 petition even if you are employed. However, to be eligible you will need to confirm you earn less than the median income for your household size and if you do, that you pass the means test. Also, your budget should show that you do not have disposable income.
Answer Applies to: Florida
Braunstein Law, PC | Jacob Braunstein
Having a job does not itself disqualify a person from filing a particular chapter of bankruptcy. However, if the debtor's gross income is above the median income in his or her jurisdiction based on the debtor's family size, the debtor may have to file a Chapter 13. You should consult with a bankruptcy attorney to determine if you qualify for a Chapter 7 or 13.
Answer Applies to: Oregon
The Law Offices of Deborah Ann Stencel | Deborah A. Stencel
Yes, it is possible to file if you have a job. Most filers actually have jobs. The question in a Chapter 7 is whether you make too much money. The starting point for the analysis is to compare your income to the median income for the state where you live. The median income for a one-person household in Wisconsin is over $40,000.00 per year. Even if you make more than the median you may still qualify for Chapter 7, but it depends on your particular situation.
Answer Applies to: Wisconsin
Ashman Law Office | Glen Edward Ashman
You are about to commit financial and legal suicide. Do not ruin your life and file pro se. Exemptions and keeping (or losing) vehicles is something that you will mess up without legal help. Save yourself from disaster. Abandon your pro se plans, and get a lawyer. It will save you money. How much you make, your expenses and your debts all determine eligibility. You need a lawyer to run the math.
Answer Applies to: Georgia
Carballo Law Offices | Tony E. Carballo
I would guess that at least 95% of the people who file for bankruptcy have a job. It is not having a job that would disqualify you. It is the amount you earn that might be a problem but the amount you can earn is very generous and depends on necessary living expenses and obligations of mortgages, car payments, etc. Everyone probably qualifies for one type of bankrutpcy or another unless the person has filed before in the last few years and is disqualified because of that. Some people are required to file a Chapter 13 if their income is too high for Chapter 7 but that is because they fail a "means test" that is required to be done if your income is higher than a certain income level based on your marital status and number of dependents.
Answer Applies to: California
CONSUMER PROTECTION ASSISTANCE COALITION, INC. (DE). | Gary Lee Lane
Answer Applies to: California
Neuhaus Law Office | Gregory M. Neuhaus
Qualifying to file depends upon the amount of your income and the number of persons in your household. If you are under a certain level of income, you will be able to file. Most of my bankruptcy clients are working, like you.
Answer Applies to: Nebraska
Anthony Saunders Esq., PLLC | Anthony M. Saunders
There are some requirements for filing for bankruptcy and having a job is not one of them. Whether you are employed or unemployed, as long as you can meet certain other requirements, most notably, the Means Test, you can file for bankruptcy protection. You should schedule an appointment with an attorney to discuss your income and debts to get a better idea of where you stand in regards to being able to file.
Answer Applies to: Utah