Can I still file bankruptcy after my hearing with the collection agency? 16 Answers as of August 28, 2015

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The Law Office of Mark J. Markus
The Law Office of Mark J. Markus | Mark Markus
That would be a yes.
Answer Applies to: California
Replied: 8/28/2015
Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
Yes. If the collection agency obtained a judgment against you they will attempt to collect on it through garnishment or otherwise until and unless you make payment arrangements or file a bankruptcy case.
Answer Applies to: Colorado
Replied: 7/16/2015
Law Office of Susan G. Taylor
Law Office of Susan G. Taylor | Susan G. Taylor
Of course you can file bankruptcy.
Answer Applies to: Texas
Replied: 7/16/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Absolutely. Go for it.
Answer Applies to: California
Replied: 7/16/2015
A Fresh Start
A Fresh Start | Dorothy G Bunce
I would have helped if you had been more descriptive about your hearing with the collection agency, but if you are talking about a CIVIL court proceeding in your local community, in most instances, federal bankruptcy law will supersede any orders from a county or state court civil proceeding.
Answer Applies to: Nevada
Replied: 7/16/2015
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    Yes. Locate a skilled bankruptcy lawyer in your vicinity. If a judgment against you has been entered, you may be able to clear away the judgment lien after you get your bankruptcy discharge. Good Luck.
    Answer Applies to: Wisconsin
    Replied: 7/16/2015
    GARCIA & GONZALES, P.C.
    GARCIA & GONZALES, P.C. | Richard N. Gonzales
    That would be a yes.
    Answer Applies to: Colorado
    Replied: 8/27/2015
    Garner Law Office
    Garner Law Office | Daniel Garner
    Yes, it's a constitutional right you cannot waive. Any such agreement is void.
    Answer Applies to: Oregon
    Replied: 7/16/2015
    Portland Bankruptcy Law Group
    Portland Bankruptcy Law Group | Christopher J. Kane
    You can file bankruptcy at any time, whether a collection agency has a judgment against you or not. If they do not have a judgment, the filing will stop the agency from being able to obtain a judgment. And, if you file after they have already obtained a judgment, the filing will render the judgment unenforceable.
    Answer Applies to: Oregon
    Replied: 7/16/2015
    Law Office of Michael Johnson
    Law Office of Michael Johnson | Michael Johnson
    Yes. Never after a judgement is entered
    Answer Applies to: Florida
    Replied: 7/16/2015
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