Can I rent after filing bankruptcy? 22 Answers as of January 17, 2014

Can they deny renting to me because I had filed bankruptcy a year ago?

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Stephens Gourley & Bywater | David A. Stephens
A landlord in Nevada is allowed to run a credit report, with your consent, and decide whether to rent to you based on that information.
Answer Applies to: Nevada
Replied: 1/17/2014
Joseph Lehn, Esq
Joseph Lehn, Esq | Lehn Law, PA
Some rental agencies require a credit check and certain credit score to rent from them.
Answer Applies to: Florida
Replied: 1/17/2014
Stuart P Gelberg
Stuart P Gelberg | Stuart P Gelberg
Yes to both Qs.
Answer Applies to: New York
Replied: 1/17/2014
Pew Law Center
Pew Law Center | Lawrence 'D' Pew
An apartment complex can turn you down that's their prerogative however such a great percentage of the blue collar class filed bankruptcy making the market that in which they have to bend and look past bankruptcy filings. Here in the valley so many of our clients get right into apartments and homes after filing with ease. One secret is our credit rebuild program and our C.P.R. program that will help you establish your credit after bankruptcy and will have it sky rocket.
Answer Applies to: Arizona
Replied: 1/15/2014
A Fresh Start
A Fresh Start | Dorothy G Bunce
A landlord can refuse to rent to you for any number of reasons as long as the reason for refusing to rent to you isn't illegal. Regrettably, having filed bankruptcy or other credit scars is not considered to be an illegal form of discrimination.
Answer Applies to: Nevada
Replied: 1/15/2014
    Archer & Archer | Andrew Archer
    Yes. But it may prove difficult to get approved for a lease.
    Answer Applies to: New Jersey
    Replied: 1/15/2014
    Deborah F Bowinski, Attorney & Counselor at Law | Debby Bowinski
    Yes, you can rent. A landlord, however, is within his rights to insist on pulling a credit report and in making a leasing decision based upon the information shown. You can expect to be turned down a few times before you find success, unless your credit score has already begun to improve post-bankruptcy.
    Answer Applies to: Colorado
    Replied: 1/15/2014
    LAW OFFICES OF CRAIG BURNETT | Craig Alan Burnett
    Of course you can. However, potential landlords, like any potential credit grantor, has the ability to check your credit record, and will use it as a factor in deciding who is the best candidate for the rental.
    Answer Applies to: California
    Replied: 1/15/2014
    Janet A. Lawson Bankruptcy Attorney
    Janet A. Lawson Bankruptcy Attorney | Janet Lawson
    Some of the larger landlords do run credit checks. I have heard of people being denied, but not all landlords do this.
    Answer Applies to: California
    Replied: 1/15/2014
    David Kass | David Kass
    If landlord will rent to you.
    Answer Applies to: New York
    Replied: 1/15/2014
    GARCIA & GONZALES, P.C.
    GARCIA & GONZALES, P.C. | Richard N. Gonzales
    They can use credit reports to deny you the ability to rent. Most of my clients contact landlords with smaller units (duplex, fourplex, eightplex, etc.). The large apartment buildings (100 or more units) may be more difficult to rent from. Google "apartment finders" or "homes for rent" and work with these organizations.
    Answer Applies to: Colorado
    Replied: 1/15/2014
    Law Offices of Linda Rose Fessler | Linda Fessler
    They are not denying you because you filed bankruptcy. They are denying you because of the effect bankruptcy has on your credit rating.
    Answer Applies to: California
    Replied: 1/15/2014
    Havkin & Shrago | Stella Havkin
    Yes. But they can deny renting you for bad credit as well. However, because a bankruptcy discharges your debt, you will no longer owe any money to anyone, you will be a better credit risk.
    Answer Applies to: California
    Replied: 1/15/2014
    Heineman Law Office
    Heineman Law Office | Jeff Heineman
    Yes, the landlord or leasing company can.
    Answer Applies to: Idaho
    Replied: 1/15/2014
    Hoang & Tran PLLC | Adam Tran
    Who is denying you a lease? Who is "they"? If "they" refer to apartment complexes, some apartments will deny you a lease based on your credit report. Others will increase the rental rate based on your credit report. In any event, apartments have that right to deny you a lease.
    Answer Applies to: Texas
    Replied: 1/15/2014
    Law Office of Stuart M. Nachbar, P.C.
    Law Office of Stuart M. Nachbar, P.C. | Stuart M. Nachbar
    No they can not, but it will b very difficult to prove that was the reason.
    Answer Applies to: New Jersey
    Replied: 1/15/2014
    Goldsmith & Guymon
    Goldsmith & Guymon | Marjorie Guymon
    Any potential landlord may deny rental due to your credit history.
    Answer Applies to: Nevada
    Replied: 1/15/2014
    Moore Taylor Law Firm, P.A.
    Moore Taylor Law Firm, P.A. | Jane Downey
    You can apply to rent just like anyone else, and they can factor the fact that you filed bankruptcy into your ability to pay prospects, but they can't deny you on the sole basis you filed bankruptcy.
    Answer Applies to: South Carolina
    Replied: 1/15/2014
    Law Office of J. Thomas Black, P.C.
    Law Office of J. Thomas Black, P.C. | J. Thomas Black
    There is nothing about filing bankruptcy itself that keeps you from renting an apartment or a house. But a landlord can decline to rent to you because you have bad credit or have filed bankruptcy. In my experience, it is much more important to a prospective landlord, what your "rental history" is like, than whether or not you have filed a bankruptcy in the past. Moreover, you may be turned down by one landlord or one management company, only to be approved by another. In other words, just because one turns you down, doesn't mean that they all are going to turn you down. Once you are approved by one, just be sure to pay your rent like clockwork so that you have an excellent rental history to show to any future landlords.
    Answer Applies to: Texas
    Replied: 1/15/2014
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    It is up to the specific landlord.
    Answer Applies to: New York
    Replied: 1/15/2014
    Meister & McCracken Law Firm, PLLC | Joanne M. McCracken
    That depends on the policy of the landlord or rental management company. If your credit score has not improved since your bankruptcy or if you have no verifiable source of income, the landlord may decide that you are not a good credit risk. Having filed for bankruptcy protection cannot be used to terminate your employment but it can be used to deny credit in certain situations.
    Answer Applies to: Arkansas
    Replied: 1/15/2014
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    Yes, some apartments have a policy that they will not rent to people who have filed bankruptcy. They seem to feel that it makes you a bad credit risk. Most do not have this policy. Have you done anything to start rebuilding your credit? If not start doing that and pick a different apartment complex. Be upfront, tell them you filed bankruptcy a year ago and is that a problem before you give them an application fee. I have only had one complex it was a problem for and it was a very in demand place in St Claire Shores.
    Answer Applies to: Michigan
    Replied: 1/15/2014
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