Can I put online payday loans that are taking money out of my bank account in my bankruptcy? 18 Answers as of September 12, 2013

I have an arbitration agreement.

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Law Office of Thomas C. Phipps | Thomas C Phipps
Yes. The bankruptcy code supercedes the arbitration agreement.
Answer Applies to: Missouri
Replied: 9/12/2013
Colorado Legal Solutions
Colorado Legal Solutions | Stephen Harkess
You can, but you may still have to close the bank account. Most online payday lenders are illegal. Since their business is illegal in the first place, they don't follow court orders and bankruptcy may not help.
Answer Applies to: Colorado
Replied: 8/28/2013
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes file now to stop the payments - go to your bank now and stop the payments.
Answer Applies to: California
Replied: 8/27/2013
Law Offices of Joseph A. Mannis
Law Offices of Joseph A. Mannis | Todd Mannis
Yes. Those companies are creeps. Put them in, as you're required to list each and every one of your debts, and enjoy it. Couldn't happen to nicer people.
Answer Applies to: California
Replied: 8/27/2013
Law Office of Robert Sisson | Robert Sisson
Ck with youur atty but u should be able to.
Answer Applies to: Wisconsin
Replied: 8/27/2013
    Fears Nachawati | Sean T. Flynn
    Even with an arbitration agreement you can include payday loans on your bankruptcy. The bankruptcy filing and notice should stop all payments coming out of your bank account.
    Answer Applies to: Texas
    Replied: 8/26/2013
    Stuart P Gelberg
    Stuart P Gelberg | Stuart P Gelberg
    Can and must. However pay day lenders are notorious for violating the bankruptcy stay/discharge. Do not pay them or believe what you tell you after bankruptcy
    Answer Applies to: New York
    Replied: 8/26/2013
    Moore Taylor Law Firm, P.A.
    Moore Taylor Law Firm, P.A. | Jane Downey
    Yes the case will include pay day loans.
    Answer Applies to: South Carolina
    Replied: 8/26/2013
    Law Office of J. Thomas Black, P.C.
    Law Office of J. Thomas Black, P.C. | J. Thomas Black
    Yes, online payday loans are unsecured debts and are dischargeable to the same extent as any other unsecured debts. If clients have given bank account access to them however, we recommend that they close those account(s), and/or move to a different bank.
    Answer Applies to: Texas
    Replied: 8/26/2013
    Rosenberg & Press
    Rosenberg & Press | Max L. Rosenberg
    GET A LAWYER. Payday loans are illegal. If you filed bankruptcy for the purpose of discharging them you are wasting your time. They are scams and criminal run enterprises. They will not obey the law or recognize a bankruptcy stay. Montel Williams should be ashamed of himself for endorsing them. Send a complaint to your congressman, contact the authorities. No one can stop the pay day loan people from hurting and harassing you. Empty your accounts and reopen new bank accounts and put a lock on your credit report. You made a deal with the devil and you did not even realize it.
    Answer Applies to: Connecticut
    Replied: 8/26/2013
    Steele, George, Schofield & Ramos, LLP
    Steele, George, Schofield & Ramos, LLP | Alan E. Ramos
    Yes. When you file a bankruptcy petition, all of your debts and all of your assets are included in the filing. There is no option to include or not include any facet of your finances.
    Answer Applies to: California
    Replied: 8/26/2013
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