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Mercado & Hartung, PLLC | Christopher J. Mercado
Credit card debt is dischargeable in BK. Once you file and go through the process you will no longer be personally liable for them.
Answer Applies to: Washington
Replied: 6/22/2011
Financial Relief Law Center | Mark Alonso
You cannot keep your credit cards when you are filing bankruptcy.
Answer Applies to: California
Replied: 6/21/2011
Burnham & Associates | Stephanie K. Burnham
No, once you file Bankruptcy you may not keep any of your credit cards. The card issuer will automatically cancel the cards.
Answer Applies to: New Hampshire
Replied: 6/20/2011
The Law Office of Mark J. Markus | Mark Markus
Most banks will cancel your cards when you file bankruptcy, but if they let you keep it, then you can use it.
Answer Applies to: California
Replied: 6/20/2011
Rosenberg & Press | Max L. Rosenberg
It is a mistake for you to try to pay off your credit cards immediately prior to filing bankruptcy. This is called preferential treatment of a creditor and is grounds for entitling other creditors to overcome a full discharge of debt. In other words, don't do it. It's bad. You do not necessarily lose your credit cards because of filing. Some cards may maintain your account regardless of discharge. In other words, business is business. Thanks for tuning in!
Answer Applies to: Connecticut
Replied: 6/20/2011
Law Offices of Michael T. Krueger | Michael Krueger
No, you cannot keep credit cards in bankruptcy.
Answer Applies to: California
Replied: 6/20/2011
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
All of the credit card companies will cut you off. The fact that you have filed is reported electronically and they all get notice.
Answer Applies to: California
Replied: 6/20/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
No, all credit cards and unsecured credit is discharged through bankruptcy.
Answer Applies to: Indiana
Replied: 6/20/2011
CONSUMER PROTECTION ASSISTANCE COALITION, INC. (DE). | Gary Lee Lane
No. That would be a crime to so use them.
Answer Applies to: California
Replied: 6/20/2011
Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
Generally all credit cards are cut off by the creditors as soon as you file. You have to list all debts in your bankruptcy and in my experience, even the one's without balances still cut them off immediately. They have programs that surf the Court sites and match up your info even if you didn't list them because you had a zero balance.
Answer Applies to: Michigan
Replied: 6/20/2011
Lakelaw - Loop Bankruptcy | David Leibowitz
Credit cards are almost always revoked when you file a bankruptcy case. You may get a new credit card at high cost after bankruptcy. I don't recommend this. Credit cards may have gotten you in trouble in the first place.
Answer Applies to: Illinois
Replied: 6/17/2011
Bankruptcy Law Office of Robert Weed | Robert Weed
Not telling the court about all the cards you owe money to is lying to the court. That's not a good idea. Even if you pay some of your cards down to zero, most of them will see the BK on your credit report and cancel you.
Answer Applies to: Virginia
Replied: 6/17/2011
Symmes Law Group, PLLC | Richard James Symmes
When you file bankruptcy, all debts must be included in your bankruptcy, so no, you cannot keep your credit cards.
Answer Applies to: Washington
Replied: 6/17/2011
Bird & VanDyke, Inc. | David VanDyke
No. You cannot keep using credit cards if you file bankruptcy.
Answer Applies to: California
Replied: 6/17/2011
Law Offices of Michael J. Berger | Michael J. Berger
No. You are required by law to list all of your debts in your bankruptcy schedules. Even if you do not list your credit card debt, or if you have zero balances on your cards, the credit card companies will find out about your bankruptcy filing and will most likely cancel your credit cards. You can still use debit cards before, during and after your bankruptcy, something that recommend.
Answer Applies to: California
Replied: 6/17/2011
Ursula G. Barrios Law | Guillermo Machado
Not typically.
Answer Applies to: California
Replied: 6/17/2011
The Law Office of Brian Nomi | Brian H. Nomi
Your credit cards will most likely be canceled a few days after you file for bankruptcy, even if you don't list them in your bankruptcy. BK will ruin your credit, and it is reported to all 3 credit bureaus. For further information, its best to consult with an experienced attorney. Any good attorney will give you a free initial consultation.
Answer Applies to: California
Replied: 6/17/2011
Law Office of L. Paul Zahn | Paul Zahn
Highly unlikely that the credit card companies will allow you to keep your credit cards, even if you pay them off in full. If you are in my area, please contact me for a free consultation.
Answer Applies to: California
Replied: 6/17/2011
Jackson White, PC | Spencer Hale
You will not be able to keep any credit cards.
Answer Applies to: Arizona
Replied: 6/17/2011
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
When you file for bankruptcy all debts must be listed. Your credit cards should be destroyed because you are not allowed to keep them.
Answer Applies to: California
Replied: 6/17/2011
The Schreiber Law Firm | Jeffrey D. Schreiber
Almost all credit cards will terminate your credit card due to the filing of a bankruptcy case.
Answer Applies to: California
Replied: 6/17/2011
Law Office of Maureen O' Malley | Maureen O'Malley
The purpose of filing bankruptcy is to eliminate debt. Your creditors are not your friends and do not have your best interests at heart. So stop the "few more payments," retain counsel, and get yourself a fresh start.
Answer Applies to: Virginia
Replied: 6/17/2011
Ashman Law Office | Glen Edward Ashman
In a Chapter 13 you MUST get rid of all your cards. While a Chapter 7 does not require that, in most cases your lenders will cancel your cards almost right away. There are occasional rare exceptions. Discuss this with your lawyer.
Answer Applies to: Georgia
Replied: 6/17/2011
Benson Law Firm | David Benson
Not likely. And why in the world would you want to since they are probably not attractive loan arrangements anyway?
Answer Applies to: Ohio
Replied: 6/17/2011
