Can I file for chapter 13 if SSI is my only income? 13 Answers as of March 18, 2016

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Stephens Gourley & Bywater | David A. Stephens
Yes, but you may not want to.
Answer Applies to: Nevada
Replied: 3/18/2016
GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
Yes.
Answer Applies to: Colorado
Replied: 3/17/2016
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes, but why would you? The creditors cannot touch your SSI. If you do not own any significant assets write the creditors a letter asking them to stop calling you. Include the fact that SSI is your only source of income. Send the letter certified mail return receipt. Keep a copy of your letter for your records. If they call you again after that see a lawyer about suing them for violating the Fair Debt Collection Practices Act.
Answer Applies to: California
Replied: 3/17/2016
Marc S. Stern
Marc S. Stern | Marc S. Stern
Yes. but why bother?
Answer Applies to: Washington
Replied: 3/17/2016
Freeman Law Group, LLC
Freeman Law Group, LLC | Derek Freeman
Yes, you can file a bankruptcy under Chapter 13 even if your only source of income is SSI. However, in order to get your bankruptcy payment plan confirmed, you will have to establish that you can afford to make payments for three years. You should really talk with an attorney to find out if a Chapter 13 is feasible in your situation.
Answer Applies to: Colorado
Replied: 3/17/2016
    The Law Office of M Grater LLC
    The Law Office of M Grater LLC | Mark O. Grater
    Yes, if it provides enough income to pay creditors a portion of what they are owed.
    Answer Applies to: Connecticut
    Replied: 3/17/2016
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    As long as you have enough income to pay both your living expenses and make a Plan payment, the source of your income being SSI does not exclude you from participating in Chapter 13.
    Answer Applies to: Nevada
    Replied: 3/17/2016
    Charles Schneider, P.C.
    Charles Schneider, P.C. | Charles J. Schneider
    Yes.
    Answer Applies to: Michigan
    Replied: 3/17/2016
    Ronald K. Nims LLC | Ronald K. Nims
    Yes, the requirement in Chapter 13 is you have an income. Social security qualifies.
    Answer Applies to: Ohio
    Replied: 3/17/2016
    Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
    Yes. But you must be able to show that you have enough income to pay for your basic needs and also make the required payments onto the Ch. 13 Plan. Find a skilled and compassionate lawyer to advise and represent you. Good Luck.
    Answer Applies to: Wisconsin
    Replied: 3/16/2016
    Eranthe Law Firm
    Eranthe Law Firm | Cate Eranthe
    For your payment plan to be confirmed by the court and approved by the trustee it must be feasible. So if your SSI is enough to pay your living expenses and your minimum payment then it could succeed. You haven't said why you need a chapter 13 rather than a chapter 7. Please contact a local knowledgeable bankruptcy attorney for a consultation. Bankruptcy is a technical area that is fact specific and can have a great impact on your life. Get information. It takes time to evaluate how appropriate bankruptcy is and if so, what would be the best chapter for you.
    Answer Applies to: California
    Replied: 3/16/2016
Click to View More Answers:
12 3 Free Legal QuestionsConnect with a local attorney