Can I be sued for driving someone else's car and getting into an accident? 38 Answers as of October 24, 2011

If you were driving with the permission of the owner, then you will have coverage under his policy and your policy, if you have one. The owners policy is primary and they will have to pay for your defense attorney and provide coverage up to the amount of their policy.

If you had the owner's permission to drive the car or reasonably believed that you had permission, then you are considered an insured under the owner's policy. The owner's insurer will provide an attorney to represent you and cover the damages up to the limits of the policy. You should also inform your insurance company of the suit.

Yes you can be sued since you were driving and you are the one who caused the wreck. The insurance on the car(owner's insurance) is primary and it will have to hire an attorney to represent you and pay whatever you owe up to the limits of that policy. In, addition your own insurance would be secondary and owe whatever you owe above what the other insurance company pays up to your limits. You should go ahead and notify your insurance company. Your insurance covers you regardless of whose car you are driving.

You will be covered by your friend's carrier or yours, don't worry. Make a claim to both to defend you.

Report it to your insurance company, as well.

You may be covered BY both policiesmake sure both companies are properly notified and demand that each defend and indemnify you-let them sort out the details

You are covered by the owner's insurance since you were driving it with the owner's permission. You should also notify your own insurance company so that they can cover you if the owner's insurer disclaims.

You are insured by your policy. Call your company and report the event.

I believe you will get a defense as well. Be sure to notify your insurance carrier of the accident.

As the driver you can be sued no matter who owns the car. Report it to your insurance company and they will handle.

Yes, you have to be sued because the accident was your fault. As long as you had permission to be driving the vehicle, the car owner's insurance should cover your representation.

You were the driver and you were at fault, so you can be sued for the accident. If you drove the vehicle with the owner's permission, you have insurance coverage from their vehicle and the insurance lawyer should be representing you, too. You should confirm with the insurance lawyer that you are being represented.

If you were driving with the permission of the owner, his policy insures your operation of the vehicle. Not to worry. That is his carrier worry.

No worries. You were a permissive driver and are therefore covered by the owner's policy.

You should contact your own insurance company tell them you are being sued.

I thin you should contact your carrier or at least an insurance defence attorney. Especially if it appears that damages may exceed $25,000.00. Counsel may cost you a few hundred to look t the case and provide a suggestion. Lots cheaper than finding out the hard way that you needed an attorney. I expect counsel provided by your friend's carrier is only representing him/her.

If you were driving, you WILL be sued. However, the owner's insurance or yours will provide you with an attorney, and should pay damages if they are awarded against you.

Generally, if you are driving someone's car with their permission, you are covered by the owner's policy.

As long as you had permission to drive the vehicle, your friend's insurance company will defend you as well. However, if the plaintiff is looking for more money than the insurance coverage, you should definitely let your insurance carrier know. They may want to go after your policy as well. You have an obligation to inform your company of a potential case against you within a reasonable time. Either way, the insurance companies will take care of your interests here and defend you for free.

Insurance goes with the car, but fault goes with the driver. You will be covered by the owner's policy up to the policy limits, and then your insurance is secondary coverage up to your own liability limits. If it goes beyond that, you are personally responsible. Make sure your insurer knows about the collision. You have a duty under the policy to inform them even if you don't think you'll need to coverage.

You can be sued anytime you are at fault for injuring someone. The question you have is insurance coverage and counsel. Most likely, the owner's insurance company will provide you with an attorney, if not, your insurance company will. Don't sweat it, you'll have an attorney either way and insurance coverage with it. Drive carefully and remember to tell the truth when asked "Is this your fault?" It will make this a lot easier for you and your friend.

If you were driving with the express or implied permission of your friend, his insurance should cover you and provide a lawyer. If the value of the claim may exceed your friend's policy limits, your policy may also apply. If your friend's insurer does not help you, contact your own insurance company. Also, remember to file an accident form with the DMV.

Yes, because you were driving the car you can be sued for alleged negligence.

You need to contact your own insurance company.

As long as you were driving the vehicle with the owner's permission, the owner's insurance should cover you, too.