Can I avoid a lien after filing for Chapter 7 bankruptcy? How? 7 Answers as of August 20, 2015

I am 66 and need to know if once a judicial lien on my exempt home is avoided in a Chapter 7 bankruptcy, can that creditor put it right back on my home or is that creditor permanently prevented from ever putting that lien on my home by the bankruptcy ruling?

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GARCIA & GONZALES, P.C.
GARCIA & GONZALES, P.C. | Richard N. Gonzales
It is permanent.
Answer Applies to: Colorado
Replied: 8/20/2015
Stephens Gourley & Bywater | David A. Stephens
The debt is discharged, but you will need an order expunging the recorded lien.
Answer Applies to: Nevada
Replied: 8/19/2015
Ronald K. Nims LLC | Ronald K. Nims
The lien can't be avoided in a chapter 7. It could be avoided in a chapter 13. Once a lien is avoided the creditor can't file. It again.
Answer Applies to: Ohio
Replied: 8/19/2015
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
You can remove a judgement lien in ch7. It requires a separate motion. Once removed it can't come back.
Answer Applies to: California
Replied: 8/19/2015
Musilli Brennan Associates PLLC
Musilli Brennan Associates PLLC | John F Brennan
I would have to know more of the details, but generally the effect of a bankruptcy is to make the debt unenforceable, and it does not necessarily or commonly invalidate liens which secure the debt. You should confer with your prior bankruptcy attorney or another attorney to understand your actual options and obligations.
Answer Applies to: Michigan
Replied: 8/19/2015
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    That lien is permanently avoided.
    Answer Applies to: New York
    Replied: 8/18/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    Removing a judgment lien doesn't happen simply by filing bankruptcy. The complex steps and procedures need to be followed in order to accomplish this result. Once the lien is removed, the bankruptcy discharge eliminates the underlying debt itself. If the creditor attempted to repose the lien, it would be a discharge violation for which you could obtain money damages.
    Answer Applies to: Nevada
    Replied: 8/18/2015
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