Can I apply for a loan before I receive my discharge papers for chapter 7 bankruptcy? 7 Answers as of September 18, 2017

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GARCIA & GONZALES, P.C. | Richard N. Gonzales
Maybe. Depends.
Answer Applies to: Colorado
Replied: 9/18/2017
Ronald K. Nims LLC | Ronald K. Nims
Yes, you can apply for a loan. Many lenders refuse to make a loan to people in an current bankruptcy but you can always apply.
Answer Applies to: Ohio
Replied: 9/16/2017
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
This question always gets me. You are in the middle of dealing with debt you cannot pay and you want to incur more debt? The lender is going to stick you with terrible interest rates.
Answer Applies to: California
Replied: 9/16/2017
Stephens Gourley & Bywater | David A. Stephens
Technically you can, but most lenders will not lend until the discharge is entered.
Answer Applies to: Nevada
Replied: 9/16/2017
Richard B. Jacobson & Associates, LLC | Richard B. Jacobson
You likely can apply. Whether your proposed lender will agree to make the loan is a different, and harder, story.
Answer Applies to: Wisconsin
Replied: 9/16/2017
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