Can I add my daughter to my bankruptcy? 14 Answers as of May 17, 2011

I have around $4,000 in medical bills from my daughter who is 19 years old and lives at home. She is starting college and doesn't work. Can I add her to my bankruptcy since she is an adult? I just want her medical bills written off and mine. She can't pay them and neither can I. I get SSI and don't work.

Ask a Local Attorney. 100% Anonymous. Free Answers.

Free Case Evaluation by a Local Lawyer: Click here
Law Offices of Michael J. Berger
Law Offices of Michael J. Berger | Michael J. Berger
Your bankruptcy can discharge your personal obligation to pay your bills and your daughter's bills, but it will not discharge any obligation that your daughter has to pay her own medical bills.
Answer Applies to: California
Replied: 5/17/2011
Dearbonn Law Offices
Dearbonn Law Offices | Ajibola Oluyemisi Oladapo
You may include the medical bill in the bankruptcy.
Answer Applies to: Washington
Replied: 5/10/2011
Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
The only joint petitions that can be filed are by married couples.
Answer Applies to: Indiana
Replied: 5/9/2011
Carballo Law Offices
Carballo Law Offices | Tony E. Carballo
You can discharge in your bankruptcy case your bills only, including your medical bills. Your daughter is an adult and she would have to file her own bankruptcy case if she wants to discharge her own medical bills. You cannot add a person to your bankruptcy. If you are married then you can file a joint case with your spouse if she has debts that need to be discharged or you can file by yourself but not with a person not your spouse.
Answer Applies to: California
Replied: 5/6/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
If the bills are in her name, you can not discharge them for her in your bankruptcy. It sounds like the medical bills were incurred after she turned 18.
Answer Applies to: California
Replied: 5/6/2011
    Law Office of Larry Webb
    Law Office of Larry Webb | Larry Webb
    What do you mean by "add my daughter" You cannot file with her jointly.
    Answer Applies to: California
    Replied: 5/6/2011
    Jackson White, PC
    Jackson White, PC | Spencer Hale
    If you are liable in any way on your daughter's $4,000 in medical bills then you may, and must, include the medical bills in your bankruptcy. This will relieve you of your responsibility to pay those bills, but your daughter will still owe them. Unfortunately, your daughter may not file a joint bankruptcy with you. However, she may file her own bankruptcy and be released of her responsibility to pay through her own bankruptcy.
    Answer Applies to: Arizona
    Replied: 5/6/2011
    The Law Offices of Alan M. Laskin
    The Law Offices of Alan M. Laskin | Jared B. Gaynor
    There needs to be some clarification here - did you cosign for her medical bills? If they are strictly her bills, no. Only a spouse and his/her bills may be included in your bankruptcy filing. However, if you did cosign, then you can add those debts in your bankruptcy filing. Just remember - a bankruptcy discharge is a personal discharge of debt. So if you did cosign, and add her debt to your BK, only your liability on that debt is extinguished. She will still be liable.
    Answer Applies to: California
    Replied: 5/6/2011
    Mankus & Marchan, LTD
    Mankus & Marchan, LTD | Tony Mankus
    Your daughter cannot be included with your bankruptcy filing. Only a husband and wife can file jointly. Your daughter would have to file separately.
    Answer Applies to: Illinois
    Replied: 5/6/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    If your daughter owes medical bills and she is your dependent they should be listed in your bankruptcy so you will not owe them (they will be discharged.) Your daughter is independently liable for her bills in spite of you listing the debts in your bankruptcy.
    Answer Applies to: California
    Replied: 5/6/2011
    The Law Office of Mark J. Markus
    The Law Office of Mark J. Markus | Mark Markus
    If your daughter has debts that she cannot pay, then she would need to file bankruptcy herself. You cannot add a non-spouse to a bankruptcy case (and you can't really even add a spouse after the case has already been filed anyway).
    Answer Applies to: California
    Replied: 5/6/2011
    Ursula G. Barrios Law
    Ursula G. Barrios Law | Guillermo Machado
    No. Your daughter must file her separate bankruptcy to discharge her debts. Only husband and wife can file together.
    Answer Applies to: California
    Replied: 5/6/2011
    Law Offices of Steven A. Wolvek
    Law Offices of Steven A. Wolvek | Steven A. Wolvek
    Sorry but the answer is no. You can file either as an individual or as a marriage couple. She would have to file her own case.
    Answer Applies to: California
    Replied: 5/6/2011
    Law Office of L. Paul Zahn
    Law Office of L. Paul Zahn | Paul Zahn
    You can only add them to your case if you have personal liability, but that won't absolve her of her obligation to pay the bills (if she is obligated to pay them now).
    Answer Applies to: California
    Replied: 5/6/2011
Click to View More Answers:
12 3 Free Legal QuestionsConnect with a local attorney