Can a debt collector call my job? 21 Answers as of August 11, 2011

Can a debt collector call my job threatening legal action?

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Mercado & Hartung, PLLC
Mercado & Hartung, PLLC | Christopher J. Mercado
no, that's a violation of the fdcpa
Answer Applies to: Washington
Replied: 8/11/2011
Heupel Law
Heupel Law | Kevin Heupel
Yes, a debt collector can contact you at work for the sole purposes of obtaining information. If a creditor calls you at work, be sure to let them know that they have reached you at work and they need to stop calling you at your office number. If the creditor persists with calling you, then it is a violation of the FDCPA. As for the creditor threatening legal action, it depends on what was said during the conversation. Our firm handles FDCPA cases so call us.
Answer Applies to: Colorado
Replied: 8/9/2011
The Law Office of Marvin Wolf
The Law Office of Marvin Wolf | Marvin Wolf
If an employer does not allow such calls at work, he can inform the third-party debt collector and they should stop calling. If they persist, it may be a violation of the Fair Debt Collection Practices Act (FDCPA). The threat of legal action without any intent to follow through may also violate the FDCPA The FDCPA allows for statutory damages for violations.
Answer Applies to: New Jersey
Replied: 8/1/2011
Financial Relief Law Center
Financial Relief Law Center | Mark Alonso
They can unless you've told them not to and if it is against your company policy. If you are receiving repeated harassment then you may be able to cite the FDCPA and the Rosenthal CA FDCPA in a letter and state that you cannot receive phone calls at work. If you are represented by an attorney with respect to the debt in question then that is another reason why they should not be calling you in general, let alone at work. If you are not represented by an attorney, you may want to consider it in order to formulate a plan to resolve your debt.
Answer Applies to: California
Replied: 8/1/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Simple answer, no. Tell them to not call you at work. Note the date and time of that call, and try to get the fake name of the person you talked to. Better yet, send them a letter telling then to not call you at all. Send the letter certified mail return receipt and keep a copy for your records. Log all calls after that.
Answer Applies to: California
Replied: 8/1/2011
    Law Office of Felipe A. Malo, P.A.
    Law Office of Felipe A. Malo, P.A. | Felipe Augusto Malo
    They can call any number they have of u
    Answer Applies to: Florida
    Replied: 8/1/2011
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    A debt collector can legally call you at work. To stop the phone calls let the creditor know you are not giving them permission to phone you at work in the future. If they persist file a small claims lawsuit under the Fair Credit Collection Act and you will win.
    Answer Applies to: California
    Replied: 7/31/2011
    The Grundy Law Firm, PLLC
    The Grundy Law Firm, PLLC | Elvin Grundy
    Section 805(a)(3) of the Fair Debt Collections Practices Act forbids debt collectors from calling your place of employment if the debt collector knows or has reason to know such calls are prohibited by your employer. The law entitles you to $1000.00 in statutory damages per violation. (So if they called you 4 times, they owe you $4,0000.00.) This firm turns the tables on debt collectors. Know you are far from helpless against unfair debt collectors. Contact us today!
    Answer Applies to: Arizona
    Replied: 7/31/2011
    Law Office of John C. Farrell, Jr.
    Law Office of John C. Farrell, Jr. | John C. Farrell, Jr.
    The short answer is yes a creditor can call your job. However, if you specifically tell them that these types of calls or prohibited by your employer and not to call there anymore then they have to stop calling. If you tell them verbally then a lot of the "dirty" creditors may pretend that they never were told that. So it is always best to put it in writing. I would put in the letter something to the effect if they continue making these calls to your work then they are violating your rights and then you will pursue enforcement of those rights under the law. Lastly, keep a log of when they are calling and what they are saying, because you may be able to put claims against them for violations of your rights.
    Answer Applies to: Massachusetts
    Replied: 7/31/2011
    Eric J. Benzer, Attorney at Law
    Eric J. Benzer, Attorney at Law | Eric Benzer
    No
    Answer Applies to: Maryland
    Replied: 7/31/2011
    Ryan Legal Services, Inc.
    Ryan Legal Services, Inc. | Kevin Ryan
    send the debt collector a Certified Letter stating "my employer does not permit outside calls. I am instructing you to cease all telephone communication with me concerning this debt, and inform you that all further communication must be by letter, pursuant to the Fair Debt Collection Practices Act. You are also informed that this debt is DISPUTED, and written proof of the Debt is demanded pursuant to the aforementioned FDCPA. Thank you for your anticipated attention to this matter.
    Answer Applies to: Ohio
    Replied: 7/31/2011
    Carballo Law Offices
    Carballo Law Offices | Tony E. Carballo
    Yes
    Answer Applies to: California
    Replied: 7/31/2011
    Indianapolis Bankruptcy Law Office of Eric C. Lewis
    Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
    With limited purpose, a debt collector can call you at your employment but must cease once told to do so and cannot reveal details about the nature of the debt to the employer/staff.
    Answer Applies to: Indiana
    Replied: 7/31/2011
    Lake Forest Bankruptcy
    Lake Forest Bankruptcy | Anerio V. Altman, Esq.
    No. Not in any way. You are protected under the Fair Debt Collection Practices Act and the California Rosenthal Act. You should contact an attorney.
    Answer Applies to: California
    Replied: 7/31/2011
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    Google the Fair Debt Collection Act. It is a comprehensive list of what they can and cannot do.
    Answer Applies to: California
    Replied: 7/31/2011
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    You can tell a debt collector to cease all communications with you at work or home. If they call after that, it is a violation of the Fair Debt Collection Practices Act. You would need to keep a diary of every date and time they call after that if they do not follow the law in order to have evidence to be able to pursue them.
    Answer Applies to: California
    Replied: 7/31/2011
    Law Office of Maureen O' Malley
    Law Office of Maureen O' Malley | Maureen O'Malley
    Not if your job doesn't allow calls. You can send them a certified letter telling them to stop calling. And remember that they have no power except to scare you. They can't arrest you, and they have to send it to a lawyer to sue you. Just laugh at them and hang up.
    Answer Applies to: Virginia
    Replied: 7/31/2011
    Ursula G. Barrios Law
    Ursula G. Barrios Law | Guillermo Machado
    The better question is what steps you are taking so creditors leave you alone for good.
    Answer Applies to: California
    Replied: 7/31/2011
    Ashman Law Office
    Ashman Law Office | Glen Edward Ashman
    Possibly, depending on details we do not have.
    Answer Applies to: Georgia
    Replied: 7/31/2011
    Bird & VanDyke, Inc.
    Bird & VanDyke, Inc. | David VanDyke
    Under certain circumstances they can call your job. you must tell them you cannot except these calls at work. You may have to give them a written notice to stop calling your work.
    Answer Applies to: California
    Replied: 7/31/2011
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