Can a debt be put on my credit report if I never received a bill? 3 Answers as of September 25, 2013

I received recorded voice mails, but never a bill for the cost of a cable box that was lost and never returned. Can this put this on my credit if a bill was never mailed to me?

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SmithMarco, P.C.
SmithMarco, P.C. | Larry P. Smith
It is an issue in dispute. Can they put it on your credit? Sure. But the real questions are: can it or should it stay there, and how to you get rid of it or minimize how it hurts you. For that, you should contact us as we handle Fair Credit Reporting Act matters.
Answer Applies to: Illinois
Replied: 9/25/2013
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
The invoice is not required to put the debt on.
Answer Applies to: New York
Replied: 9/25/2013
Edelman, Combs, Latturner & Goodwin, LLC | Daniel A. Edelman
It may be an unfair practice to list a debt on a credit report if you are not given notice of the bill, although oral notice may be sufficient.
Answer Applies to: Illinois
Replied: 9/25/2013
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