Can creditors harassment be stopped with a bankruptcy filing? 19 Answers as of August 31, 2015

What effect will filing for bankruptcy have on stopping multiple creditors from calling and harassment?

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Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes, this why most people file. Creditors drive them to my door. Someday I'll send them a "thank you" letter.
Answer Applies to: California
Replied: 4/17/2015
Stephens Gourley & Bywater | David A. Stephens
A bankruptcy petition stays the creditors from contacting the debtor.
Answer Applies to: Nevada
Replied: 4/16/2015
GARCIA & GONZALES, P.C. | Richard N. Gonzales
That would be a yes.
Answer Applies to: Colorado
Replied: 8/31/2015
The bankruptcy filing creates an automatic stay preventing creditors from? doing any collection actions.
Answer Applies to: Minnesota
Replied: 4/16/2015
Eranthe Law Firm
Eranthe Law Firm | Cate Eranthe
Google "Bankruptcy Stay Order" or look it up on the Nolo website. What happens depends on the creditor and if and when you have filed bankruptcy before.
Answer Applies to: California
Replied: 4/16/2015
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    Any phone calls after the bankruptcy is an automatic stay violation for which your attorney can sue them and you would collect damages
    Answer Applies to: New York
    Replied: 4/16/2015
    Patrick W. Currin, Attorney at Law | Patrick Currin
    Yes, after you file creditors will soon receive notice and must stop all contact per federal law.
    Answer Applies to: California
    Replied: 4/16/2015
    A Fresh Start
    A Fresh Start | Dorothy G Bunce
    When a bankruptcy is filed, the federal court issues an order called the ?automatic stay? which prohibits creditors from continuing any further collection action. Naturally, it takes time for the notice of the bankruptcy to go out to creditors, up to 10 days, so if you receive a call from a creditor after filing, you should explain you have filed bankruptcy and provide the creditor with your case number. Collection attempts after being warned can be actionable, meaning you can sue the creditor for any violation.
    Answer Applies to: Nevada
    Replied: 4/16/2015
    Cohen & Kendziorra, P.A.
    Cohen & Kendziorra, P.A. | Robert S. Cohen
    The moment you file bankruptcy all collection efforts including but not limited to phone calls, letters, lawsuit and so on must stop immediately. If creditors continue to harass you and call you day and night after you file bankruptcy, you can seek federal sanctions against them for violating the bankruptcy automatic stay.
    Answer Applies to: Florida
    Replied: 4/16/2015
    Ronald K. Nims LLC | Ronald K. Nims
    Once you have hired an attorney to file bankruptcy, all creditors are required to stop calling or contacting you and to call the attorney instead. Once you've filed the court will punish them for harassment.
    Answer Applies to: Ohio
    Replied: 4/16/2015
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Filing a bankruptcy provides for what is called the "automatic stay" which stops any further collection efforts - calls, notices or lawsuits. If they persist, it is a violation of the automatic stay and a creditor doing so can be sanctioned by the bankruptcy court.
    Answer Applies to: California
    Replied: 4/16/2015
    The Law Offices of Ryan F. Beach, PLLC
    The Law Offices of Ryan F. Beach, PLLC | Ryan Beach
    Upon filing a bankruptcy, an automatic stay goes into effect. The automatic stay stops creditor collection efforts, including phone calls, letters, lawsuits, garnishments, repossession, foreclosure, etc. The automatic stay remains in effect until the discharge order or the stay is lifted my motion, order, or another triggering event. So, if you file a Chapter 7, the automatic stay will prevent the creditors from calling and harassing you. Once the Chapter 7 is successfully completed and a discharge order is entered, a discharge injunction goes into effect, which prevents creditors from collecting on any debt that was discharged.
    Answer Applies to: Michigan
    Replied: 4/15/2015
    Charles Schneider, P.C.
    Charles Schneider, P.C. | Charles J. Schneider
    Yes it will stop all of them.
    Answer Applies to: Michigan
    Replied: 4/15/2015
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