Can a creditor take social disability check? 6 Answers as of October 03, 2013

I like to know if when you are getting social security disability, can a creditor take that money that you get and why would they need a reward letter?

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Stephens Gourley & Bywater | David A. Stephens
Social Security payments are exempt in Nevada.
Answer Applies to: Nevada
Replied: 10/3/2013
Law Office of John C. Farrell, Jr.
Law Office of John C. Farrell, Jr. | John C. Farrell, Jr.
Social Security benefits are exempt. If you have them direct deposited into your account with no other funds deposited into that account then the account is exempt as well. The request for the reward letter may be that they need proof that you are actually receiving them.
Answer Applies to: Massachusetts
Replied: 10/3/2013
Gottlieb & Goren, P.C.
Gottlieb & Goren, P.C. | Aaron W. Goren
No, while the money remains identifiable as Social Security payments. If the money is commingled with other money in a single account, the problem becomes one of identifying what is the social security money. The creditor probably wants the reward letter to confirm the money is not subject to garnishment.
Answer Applies to: Michigan
Replied: 10/3/2013
SmithMarco, P.C.
SmithMarco, P.C. | Larry P. Smith
No, your disability check is exempt from garnishment. Further, to threaten to take that money may violate consumer protection laws.
Answer Applies to: Illinois
Replied: 10/3/2013
James R. Schimanski | James R. Schimanski
Social Security Disability payments are generally exempt from garnishment.
Answer Applies to: Ohio
Replied: 10/2/2013
    Portland Bankruptcy Law Group
    Portland Bankruptcy Law Group | Christopher J. Kane
    No, a creditor cannot garnish your Social Security check. Social Security is 100% exempt from the claims of creditors, except the Internal Revenue Service.
    Answer Applies to: Oregon
    Replied: 10/2/2013
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