Can bankruptcy eliminate medical bills? 27 Answers as of September 30, 2011

I was in a car accident last year, and because I don't have insurance, I owe thousands in medical bills. Can I file for bankruptcy to eliminate these bills? These bills are crushing me and I'll never be able to pay them off!

Ask a Local Attorney. 100% Anonymous. Free Answers.

Or for Immediate Assistance call (888) 428-7281

Free Case Evaluation by a Local Lawyer: Click here
Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
Bankruptcy can eliminate medical bills.
Answer Applies to: Indiana
Replied: 9/30/2011
Law Office of Lynnmarie A. Johnson
Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
Yes, assuming that you otherwise qualify, a bankruptcy discharges all of your unsecured bills, one of which is medical bills.
Answer Applies to: Michigan
Replied: 9/22/2011
Bankruptcy Law Center
Bankruptcy Law Center | Bill Zurinskas
Medical Bankruptcy (which is a bankruptcy to eliminate primarily medical bills) is the most common kind of bankruptcy and medical bills are generally easily discharged in bankruptcy.
Answer Applies to: Colorado
Replied: 9/22/2011
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
Yes, a Chapter 7 bankruptcy will eliminate all unsecured debts including medical bills.
Answer Applies to: New York
Replied: 9/22/2011
Bankruptcy Law office of Bill Rubendall
Bankruptcy Law office of Bill Rubendall | William M. Rubendall
Owing medical bills is one of the main reasons to file bankruptcy.
Answer Applies to: California
Replied: 9/21/2011
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Yes Bankruptcy is the "universal health care" program we have now.
Answer Applies to: California
Replied: 9/21/2011
Ashman Law Office
Ashman Law Office | Glen Edward Ashman
One of the most common reasons 1 file Chapter 7 is due to medical bills. It is a very useful way to address them. A good attorney will be able to get you through it.
Answer Applies to: Georgia
Replied: 9/20/2011
Grace Law Offices of John F Geraghty Jr.
Grace Law Offices of John F Geraghty Jr. | John F. Geraghty, Jr.
Yes, medical bills can be discharged in Bankruptcy
Answer Applies to: Georgia
Replied: 9/20/2011
Heupel Law
Heupel Law | Kevin Heupel
Yes, despite the car accident, you can file and get rid of your medical debt.
Answer Applies to: Colorado
Replied: 9/20/2011
Braunstein Wisehart LLC
Braunstein Wisehart LLC | Jacob Braunstein
Medical bills are treated just like any other unsecured debt and are dischargeable in bankruptcy.
Answer Applies to: Oregon
Replied: 9/20/2011
    North Sound Law, PS
    North Sound Law, PS | Spencer Bergstedt
    Medical debt can be discharged in bankruptcy. If you have a personal injury claim and expect you will eventually receive a settlement or award related to the claim, then you might not be able to get all of the medical debt discharged as some of it might have to be repaid from the personal injury award. You should meet with an attorney to discuss the specifics of your situation to determine the best course of action.
    Answer Applies to: Washington
    Replied: 9/20/2011
    Stuart Jon Bierman  Attorney at Law
    Stuart Jon Bierman Attorney at Law | Stuart Jon Bierman
    Yes, bankruptcy can eliminate medical bills.
    Answer Applies to: New Jersey
    Replied: 9/20/2011
    Law Office of Andrew Harris
    Law Office of Andrew Harris | Andrew Harris
    Yes, medical bills are dischargeable in bankruptcy.
    Answer Applies to: Oregon
    Replied: 9/20/2011
    Eranthe Law Firm
    Eranthe Law Firm | Cate Eranthe
    Yes, unless you gave the medical provider a lien against your home the medical bills will be treated as any other unsecured debt and discharged in a bankruptcy.
    Answer Applies to: California
    Replied: 9/20/2011
    Law Office of Harry L Styron
    Law Office of Harry L Styron | Harry L Styron
    Medical bills are unsecured debt, and will be discharged in bankruptcy. You may be required to file a Chapter 13 if your income is great enough, in which case they will be discharged after some payments are made on them.
    Answer Applies to: California
    Replied: 9/20/2011
    Law Offices of Alexzander C. J. Adams, P.C.
    Law Offices of Alexzander C. J. Adams, P.C. | Alexzander Adams
    A bankruptcy can relieve you of the stress of medical bills.
    Answer Applies to: Oregon
    Replied: 9/20/2011
    Symmes Law Group, PLLC
    Symmes Law Group, PLLC | Richard James Symmes
    Yes, a bankruptcy can eliminate medical bills.
    Answer Applies to: Washington
    Replied: 9/20/2011
    Theodore N. Stapleton, PC
    Theodore N. Stapleton, PC | Theodore N. Stapleton
    Yes you can discharge medical bills if you qualify for chapter 7.
    Answer Applies to: Georgia
    Replied: 9/20/2011
    Law Office Of Magnolia Zarraga
    Law Office Of Magnolia Zarraga | Magnolia Zarraga
    Yes. Medical Debt is one of the top reasons Americans file for bankruptcy relief. Contact an attorney for a free consultation. Medical bills can be discharged in bankruptcy so that you can afford to pay for other things like rent, food, gasoline etc.
    Answer Applies to: California
    Replied: 9/20/2011
    Ariano & Reppucci
    Ariano & Reppucci | Chris Ariano
    Yes, bankruptcy can wipe out medical debt.
    Answer Applies to: Arizona
    Replied: 9/20/2011
    Selleck Legal, PLLC
    Selleck Legal, PLLC | Stacey Selleck
    Yes, a medical bills can be included in a bankruptcy and can be eliminated by a discharge of that bankruptcy.
    Answer Applies to: Michigan
    Replied: 9/20/2011
    Law Office of Michael Johnson
    Law Office of Michael Johnson | Michael Johnson
    Yes. A bankruptcy can take care of all of that type of debt.
    Answer Applies to: Florida
    Replied: 9/20/2011
    Tucker Legal Clinic
    Tucker Legal Clinic | Samuel Tucker
    Yes, this sort of catastrophic expense is what bankruptcy is all about. You will get a fresh start.
    Answer Applies to: Mississippi
    Replied: 9/20/2011
    The Law Offices of Katie M. Stone
    The Law Offices of Katie M. Stone | Katie M. Stone
    Yes, medical bills are considered dischargeable debt in a bankruptcy. I hope you found this answer useful.
    Answer Applies to: Florida
    Replied: 9/20/2011
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Yes, medical bills can be included. However, it would be best to make sure all of the medical expenses you have already been incurred and your medical issues resolved before filing as any medical bills incurred after you file are not included in the bankruptcy.
    Answer Applies to: California
    Replied: 9/20/2011
    A Fresh Start
    A Fresh Start | Sean P. Fleming
    Yes, medical bills incurred before filing your bankruptcy case are dischargeable debt in either Chapter 7 or Chapter 13 bankruptcy.
    Answer Applies to: Illinois
    Replied: 9/20/2011
Click to View More Answers:
12 3 Free Legal Questions