Can bankruptcy eliminate medical bills? 32 Answers as of June 25, 2013

I was in a car accident last year, and because I don't have insurance, I owe thousands in medical bills. Can I file for bankruptcy to eliminate these bills? These bills are crushing me and I'll never be able to pay them off!

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Indianapolis Bankruptcy Law Office of Eric C. Lewis
Indianapolis Bankruptcy Law Office of Eric C. Lewis | Eric Lewis
Bankruptcy can eliminate medical bills.
Answer Applies to: Indiana
Replied: 9/30/2011
Paul Stuber, Attorney at Law
Paul Stuber, Attorney at Law | Paul Stuber
Yes it can.
Answer Applies to: Colorado
Replied: 6/21/2013
Law Office of Lynnmarie A. Johnson
Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
Yes, assuming that you otherwise qualify, a bankruptcy discharges all of your unsecured bills, one of which is medical bills.
Answer Applies to: Michigan
Replied: 9/22/2011
Bankruptcy Law Center
Bankruptcy Law Center | Bill Zurinskas
Medical Bankruptcy (which is a bankruptcy to eliminate primarily medical bills) is the most common kind of bankruptcy and medical bills are generally easily discharged in bankruptcy.
Answer Applies to: Colorado
Replied: 9/22/2011
The Law Office of Darren Aronow, PC
The Law Office of Darren Aronow, PC | Darren Aronow
Yes, a Chapter 7 bankruptcy will eliminate all unsecured debts including medical bills.
Answer Applies to: New York
Replied: 9/22/2011
    Braunstein Law, PC
    Braunstein Law, PC | Jacob Braunstein
    Medical bills are treated just like any other unsecured debt and are dischargeable in bankruptcy.
    Answer Applies to: Oregon
    Replied: 9/20/2011
    North Sound Law, PS
    North Sound Law, PS | Spencer Bergstedt
    Medical debt can be discharged in bankruptcy. If you have a personal injury claim and expect you will eventually receive a settlement or award related to the claim, then you might not be able to get all of the medical debt discharged as some of it might have to be repaid from the personal injury award. You should meet with an attorney to discuss the specifics of your situation to determine the best course of action.
    Answer Applies to: Washington
    Replied: 9/20/2011
    Stuart Jon Bierman  Attorney at Law
    Stuart Jon Bierman Attorney at Law | Stuart Jon Bierman
    Yes, bankruptcy can eliminate medical bills.
    Answer Applies to: New Jersey
    Replied: 9/20/2011
    Law Office of Andrew Harris
    Law Office of Andrew Harris | Andrew Harris
    Yes, medical bills are dischargeable in bankruptcy.
    Answer Applies to: Oregon
    Replied: 9/20/2011
    Guardian Law Group PLLC
    Guardian Law Group PLLC | C. David Hester
    Yes they can. You need to determine if bankruptcy is the best option for your situation.
    Answer Applies to: Utah
    Replied: 6/25/2013
    Law Offices of Joseph A. Mannis
    Law Offices of Joseph A. Mannis | Todd Mannis
    Yes absolutely.
    Answer Applies to: California
    Replied: 6/25/2013
    Eranthe Law Firm
    Eranthe Law Firm | Cate Eranthe
    Yes, unless you gave the medical provider a lien against your home the medical bills will be treated as any other unsecured debt and discharged in a bankruptcy.
    Answer Applies to: California
    Replied: 9/20/2011
    Law Office of Harry L Styron
    Law Office of Harry L Styron | Harry L Styron
    Medical bills are unsecured debt, and will be discharged in bankruptcy. You may be required to file a Chapter 13 if your income is great enough, in which case they will be discharged after some payments are made on them.
    Answer Applies to: California
    Replied: 9/20/2011
    Law Office of Asaph Abrams
    Law Office of Asaph Abrams | Asaph Abrams
    Bankruptcy eliminates medical bills.
    Answer Applies to: California
    Replied: 6/23/2013
    Law Offices of Alexzander C. J. Adams, P.C.
    Law Offices of Alexzander C. J. Adams, P.C. | Alexzander Adams
    A bankruptcy can relieve you of the stress of medical bills.
    Answer Applies to: Oregon
    Replied: 9/20/2011
    Symmes Law Group, PLLC
    Symmes Law Group, PLLC | Richard James Symmes
    Yes, a bankruptcy can eliminate medical bills.
    Answer Applies to: Washington
    Replied: 9/20/2011
    Law Office Of Magnolia Zarraga
    Law Office Of Magnolia Zarraga | Magnolia Zarraga
    Yes. Medical Debt is one of the top reasons Americans file for bankruptcy relief. Contact an attorney for a free consultation. Medical bills can be discharged in bankruptcy so that you can afford to pay for other things like rent, food, gasoline etc.
    Answer Applies to: California
    Replied: 9/20/2011
    Tucker Legal Clinic
    Tucker Legal Clinic | Samuel Tucker
    Yes, this sort of catastrophic expense is what bankruptcy is all about. You will get a fresh start.
    Answer Applies to: Mississippi
    Replied: 9/20/2011
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