Can an insurance company be liable for an unlicensed driver who was involved in an accident? Posted on February 16, 2011

An unlicensed driver is involved in an accident, can the Insurance Company be held liable for insuring an unlicensed driver? Many professions have a license to practice, thus a driver needs to be licensed to insure that a driver knows the rules, can visibly see, mentally competent and passes road test. The Police Officer does not issue the unlicensed driver a ticket, can he and the department be held liable to keep unlicensed drivers off the road?

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