Can my spouse file bankruptcy and divorce without me? 21 Answers as of February 09, 2012

My husband of 21 years wants us both to file bankruptcy. He also wants a divorce. Can he legally file without me and what would this do to a divorce? Can he file taxes without me? We have filed together for 20 years.

Ask a Local Attorney. 100% Anonymous. Free Answers.

Or for Immediate Assistance call (888) 428-7281

Free Case Evaluation by a Local Lawyer: Click here
Eranthe Law Firm
Eranthe Law Firm | Cate Eranthe
Yes he can file on his own. This complicates things if you are getting a divorce. If you are having money problems, you will likely benefit by filing a joint bankruptcy before the divorce. Go see a local knowledgeable bankruptcy attorney for advice because these questions are very fact specific. Ideally see someone who also understands family law.
Answer Applies to: California
Replied: 2/9/2012
Mankus & Marchan, LTD
Mankus & Marchan, LTD | Tony Mankus
You or your husband can file bankruptcy either separately or together. You are not obligated to file bankruptcy with him. Divorce is a separate issue, but if you are divorced, or living separately, you cannot file a bankruptcy jointly. In a divorce, your property is divided, so you may want to wait, if you can, to complete the divorce before you file bankruptcy.
Answer Applies to: Illinois
Replied: 2/9/2012
Law Office of Louis S. Haskell
Law Office of Louis S. Haskell | Louis Haskell
The short answer to all your questions is yes. He can file for bankruptcy without you, but your debt and any joint debt would still be yours and that would have to be addressed as part of the divorce. Although the bankruptcy would eliminate his responsibility to the banks for your joint debt, it would still be marital debt. It can still be distributed as part of the divorce. That means he can still be responsible for it. Frankly, it is often a good idea to file bankruptcy together before filing for divorce, as it eliminates all of the debt the two of you have, and thus gives you one less thing to fight about. By the way, filing bankruptcy has saved more than a few marriages. Once the financial distress and fights over bills were removed from the marriage, it turned out that the couple still got along well. As for the taxes, either party can file "married filing separately", which forces the other party to do the same. Filing this way usually results in paying the I.R.S. more, but if that is how he wants to file, nothing stops him from doing so.
Answer Applies to: Massachusetts
Replied: 2/7/2012
J.M. Cook, P.A. | J.M. Cook
He can file individually without you. You will remain liable on any joint debts.
Answer Applies to: North Carolina
Replied: 2/6/2012
Guardian Law Group PLLC
Guardian Law Group PLLC | C. David Hester
Yes to both.He can file married, but filing individually.
Answer Applies to: Utah
Replied: 2/6/2012
The Barrister Firm
The Barrister Firm | Christopher Benjamin
Your husband can file for divorce and separate from you by leaving the household, then file for bankruptcy (which will release him from any legal obligation to pay his creditors even those jointly held; thereby leaving you legally responsible for those joint debts) and the taxes should be filed together since you were married during the period being reported (even though he now seeks a divorce). So, while he can file for divorce even though you may not want to, he cannot file bankruptcy without accounting for you income unless he leaves the household (however he can still file without you being part of the bankruptcy but he must tell the bankruptcy court about the income of everyone in the household - if he doesn't leave).
Answer Applies to: Florida
Replied: 2/6/2012
Linda C. Garrett Law
Linda C. Garrett Law | Linda Garrett
Yes, as to all three questions: 1. Re Bankruptcy, he can file alone; however, it is recommended that both parties file together-else the creditors may attempt to collect from the non-filer. In California, technically, one spouse can file and the debt is gone as a "community debt." My concern; however, if that I have heard of creditors attempting to collect from the non-filing spouse-because they do not understand California Community property laws. 2. Divorce: California is a no-fault state; thus, a spouse does not need a reason to file for divorce. This then opens the door for ONE party to file against the other. The judge will approve the divorce even if the other spouse doesn't approve of it or want the divorce. 3. While married, a couple can file "Married Filing Jointly" or "Married Filing Separately." So, if your spouse does not want to file a joint tax return and he is still married, he would file "married filing separately." Since you have been married 21 years, I encourage you to speak to an attorney-to learn about your legal rights regarding all issues re divorce, such as support, division of pensions, assets/debts, and others.
Answer Applies to: California
Replied: 2/3/2012
Ross Smith, Attorney at Law
Ross Smith, Attorney at Law | Charles Ross Smith III
Your spouse can file bankruptcy without you, although it is often unwise to so and the attorney fees are higher. Likewise, they can sue you for a divorce and you will be required to answer in Domestic Relations Court, if you wish to contest the divorce. Bankruptcy can sometimes delay a divorce because it stops all court proceedings that affect your assets. You really need to consult an attorney asap. Your rights are complicated and you need some good advice from someone in your corner about how all this fits together.
Answer Applies to: Ohio
Replied: 2/3/2012
Janet A. Lawson Bankruptcy Attorney
Janet A. Lawson Bankruptcy Attorney | Janet Lawson
Too much going on here, and not enough information. Yes he can file bankruptcy without you.
Answer Applies to: California
Replied: 2/3/2012
Ashman Law Office
Ashman Law Office | Glen Edward Ashman
He can file without you (and, with your consent, with you). The filing can dramatically affect a divorce and you should retain your own lawyer.
Answer Applies to: Georgia
Replied: 2/3/2012
    Bankruptcy Law office of Bill Rubendall
    Bankruptcy Law office of Bill Rubendall | William M. Rubendall
    Either spouse can file a single petition in bankruptcy. To claim certain exemptions there must be a spousal waiver signed by the non-filer. You can proceed to divorcing, but the community property belongs to the bankruptcy estate. Either spouse can also file a separate income tax return. This is a serious issue and you should seek the advice of an attorney who is a certified specialist in bankruptcy law.Consult the State Bar for a listing of those attorneys in your area.
    Answer Applies to: California
    Replied: 2/3/2012
    CS Hansley Law Firm | Chris Hansley
    Yes husband can file bankruptcy without you as an individual (married).
    Answer Applies to: Florida
    Replied: 2/3/2012
    Ipson Law Firm, PLLC
    Ipson Law Firm, PLLC | Michael Ipson
    Your husband can file for divorce and bankruptcy without your consent. I would contact an experienced attorney immediately as this could have lasting effects for you. Creditors will come after you for the marital debt that he bankrupts out of but you don't.
    Answer Applies to: Utah
    Replied: 2/3/2012
    The Law Office of Darren Aronow, PC
    The Law Office of Darren Aronow, PC | Darren Aronow
    He can file bankruptcy without you or together. It would be cheaper if you two filed together. He can also file taxes on his own. You would have to ask your divorce attorney if there is any affect of the bankruptcy on your divorce.
    Answer Applies to: New York
    Replied: 2/3/2012
    Bird & VanDyke, Inc.
    Bird & VanDyke, Inc. | David VanDyke
    Your husband can file bankruptcy without you. It won't affect how you file taxes.
    Answer Applies to: California
    Replied: 2/3/2012
    Maclean Chung Law Firm
    Maclean Chung Law Firm | G. Thomas MacLean Jr.
    Yes, he can file bankruptcy separately from you, and also file taxes separately. He can also file a divorce without your consent in California, and it will be granted. If you have a lot of debt in both or your name also, than you may want to consider filing for bankruptcy together before the divorce, since after divorce you would have to file separately.
    Answer Applies to: California
    Replied: 2/3/2012
    Diefer Law Group, P.C.
    Diefer Law Group, P.C. | Abel Fernandez
    Yes, your spouse can file for bankruptcy and for divorce without you filing. However, they must serve you with the divorce paperwork. But it can be filed without you.
    Answer Applies to: California
    Replied: 2/3/2012
    The Schreiber Law Firm
    The Schreiber Law Firm | Jeffrey D. Schreiber
    Yes he can file bankruptcy on his own. As each financial situation is different, it is difficult to answer how this would affect how property, debts and support would be decide in a divorce. He can also file his own tax return, but on who makes and income and how much, both of you may end up with a total higher tax liability by filing separately.
    Answer Applies to: California
    Replied: 2/3/2012
    Symmes Law Group, PLLC
    Symmes Law Group, PLLC | Richard James Symmes
    Yes he can file bankruptcy and taxes without you, however if you live together he will need to obtain your income information. If he files and you don't, then you may be liable for any debts incurred while you were married as CA is a community property state.
    Answer Applies to: Washington
    Replied: 2/3/2012
    Judith A. Runyon, Esq. Attorney at Law
    Judith A. Runyon, Esq. Attorney at Law | Judith A. Runyon
    He can file a personal bankruptcy without you. Talk to a divorce attorney and your tax person about your remaining questions.
    Answer Applies to: California
    Replied: 2/3/2012
    Law Office of Lynnmarie A. Johnson
    Law Office of Lynnmarie A. Johnson | Lynnmarie Johnson
    Yes, he can do both without you. He can file both bankruptcy and income taxes as married filing separately. If he is living in the same house as you though, for bankruptcy he would have to report your income on his bankruptcy. In Michigan divorces tend to hold up bankruptcies because they want to see who is going to end up with what assets (if any) and what bills. California might be different because of it being a community property state. Good luck!
    Answer Applies to: Michigan
    Replied: 2/3/2012
Click to View More Answers: