Am I liable to pay for medical bills incurred from a car accident? 27 Answers as of February 20, 2012

If you are negligent in bringing about an accident, then you are potentially responsible for all harm done including property damage, medical expenses, pain and suffering, and other components of damages. Lack of insurance does not absolve you of responsibility as insurance is simply a method by which the damages could be paid. Sometimes the filing of bankruptcy could discharge the debts from accidents. You should consult with a bankruptcy lawyer to further determine your rights

You are only responsible, if you are found at fault in causing the accident, for the 20% of her bills that her PIP insurance would not have paid if she would have had PIP.

You are liable for her injuries if you agree that you are at fault for the accident.

I honestly wish that I had better news for you. It does appear that you were the at-fault driver. As such, you are responsible for all property damage and / or physical injury which resulted from the accident, including pain-and-suffering. Both drivers will get a ticket for failure to have valid insurance coverage. In addition, this will trigger an administrative hearing to confirm liability and to identify the amount of that liability. If you have not settled with the other party by the time of that hearing, your driver's license will be revoked until you do pay for the property damage, the medical care, and some amount for pain-and-suffering, if sought by the woman who you rear-ended. You're in a bad situation because the best way for you to address the no insurance ticket is to purchase a policy of insurance and show current proof of insurance to the court at which time the ticket will almost certainly be dismissed. Unfortunately, the fact that you had an accident while you were uninsured is going to make your insurance extremely expensive.

You will be responsible for her bills unless her brother's uninsured motorist coverage will cover them.

You do not have to pay anything. You can wait for her to sue you. If she does not sue you there is no problem.

Yes of you did not have insurance at that time.

You are almost certainly liable for her medical bills, property damage, lost wages, pain, and suffering. If the total amount of your liability exceeds your non-exempt assets, you might want to consider bankruptcy. Exemptions can be significant.

Well, you've got problems. You are on the hook for the reasons stated by the police. You are supposed to have insurance, but so is she. She would be able to file a claim with the Motor Vehicle Accident Indemnity Corporation and if she gets legal advice, perhaps she will do so. If she sues you, you will have to pay. This may put you into bankruptcy, but that also depends on other factors.

You are obligated to pay all damages caused by you, personal injury (includes medical bills but also pain and suffering) and property damage. I would suggest you be very nice to the injured party and offer to pay her bills. Maybe she wont expect anything else and maybe she wont go to a lawyer.

Without insurance, neither of you have the protection of the no fault laws. She could simply sue you for negligence.

Of course you are responsible for her medical bills. Always buy maximum uninsured motorist coverage because there are too many people like you driving out there.

The auto insurance company for the car the other person was in should pay that person's bills under the no-fault law. That insurance can then try to go after you to recoup the money.

If you are at fault for the accident, then you are liable for all the damages caused by the accident - including the medical bills for care given to the other driver for all her injuries including future medical expenses.

In Indiana, cases such as this are governed by the Comparative Fault Act which requires that the fault of all involved parties be compared. You would only be liable for whatever percentage of fault is assigned to you. That percentage of her medical bills (any and all medical bills incurred because of the accident) would be your liability.